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30 Articles match "2008","Presentation"
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The Latest from RealtyTrac
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National Registration For Loan Officers Becomes Reality
The Secure and Fair Enforcement for Mortgage Licensing Act of 2008 , part of the FHA reform bill, sets in place national standards for mortgage loan officers. Under the present system, borrowers are regarded as “customers” who are sold products and services by loan officers. National Registration For Loan Officers Becomes Reality By Peter G. Miller What do you know about your loan officer?
www.realtytrac.com
- Tuesday, February 3, 2009
Data Suggests Decline in California Foreclosures
None of the factors that contributed to the last great rush in the state’s foreclosure pipeline back in the early 1990s is present this time around. California’s latest economic numbers reported by forecasters at the A. Gary Anderson Center for Economic Research at Chapman University suggest that the number of foreclosures for the state will continue to dwindle for the foreseeable future.
www.foreclosurepulse.com
- Tuesday, December 16, 2008
Foreclosures in Money's 'Best Places to Live'
Like Fort Collins, most of them have homes somewhere in the foreclosure pipeline, proving that foreclosures are present even in highly desirable locales. Money magazine came out last week with another of its Top 10 lists; this one called "America’s Best Places to Live 2006 ." And the winner is . . .
www.foreclosurepulse.com
- Tuesday, December 16, 2008
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California Consumers Hit the Skids
for the second quarter of 2008, down from 66.3 The report cites concerns about the housing market, gasoline prices, the job market and the volatility of the stock market as key to the negativity among consumers about present and future economic conditions. Analysts at the A. Gary Anderson Center for Economic Research at Chapman University in Orange, Calif.,
www.foreclosurepulse.com
- Tuesday, December 16, 2008
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Too Soon For a Comeback
At present it does not appear that there is enough evidence yet to declare that a market comeback is in the offing. Even the National Association of Realtors, which has come out with its latest report documenting a two percent decline in existing home sales for March 2008, down 19.3 According to the official statement of the Office of Federal Housing Enterprise Oversight (OFHEO), a monthly increase in prices was reported between January and February 2008 The bottom line is that no one can say anything with 100 percent certainty given the current state of our national economy.
www.foreclosurepulse.com
- Tuesday, December 16, 2008
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Local Market Perspective: Lake Havasu, Ariz.
In May 2008, there were 272 new listings, down 1.5 There were 134 sold listings in May 2008, down 15.52 Unfortunately, what folks hear in the news, for the most part, does not apply to Lake Havasu; with it being a second home community, people from out of state are not jumping on the buying wagon since their present homes, which are up for sale, are still not selling. With a population of fewer than 55,000, the Lake Havasu, Ariz., real estate market is still declining.
www.foreclosurepulse.com
- Tuesday, December 16, 2008
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Immediate Relief Nowhere to Be Found
According to its latest report released Tuesday, Standard & Poor’s said home prices across the nation continued to fall in April 2008, with prices in all 20 metro areas it studies for the S&P/Case-Shiller Home Price Indices showing annual declines. Consumers' assessment of present-day conditions continues to grow more negative and suggests the economy remains stuck in low gear. Three top indices of economic health in the U.S. came out with negative reports this month, supporting the notion that the nation’s inventory of available properties — particularly
www.foreclosurepulse.com
- Tuesday, December 16, 2008
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Thanksgiving a Time to Reflect . . . on Foreclosures Too!
And the projections are that there will be much more foreclosure activity in 2007 and 2008, especially as the effects of an estimated $1 trillion in “exotic” adjustable-rate mortgages start being felt. As a legitimate real estate investor, professional, or potential home buyer, the next couple of years will present an excellent opportunity to help out these needy homeowners who don’t want a black mark against their credit history, and would like to find a way out with at least some cash in their pockets. Traditionally, Thanksgiving is a time we take to reflect on our lives and what we can do to make the world a better place in which to live.
www.foreclosurepulse.com
- Tuesday, December 16, 2008
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Gentle Ben Says the "R" Word...Finally!
Our present situation is starting to look more and more like the recession of the early 1990s, but for the high interest rates. Labor Department announced the loss of 80,000 jobs in March 2008, taking the nation’s unemployment rate from 4.8 At least not in 2008. Gentle Ben Bernanke has been careful not to ruffle any feathers on Capitol Hill since assuming his role as the chief caretaker of the U.S. economy. But during his first day of testimony before Sen.
www.foreclosurepulse.com
- Tuesday, December 16, 2008
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Mid-Year Report: Nation Not Over the Hump Yet
We’re now mid-way through 2008 and the signs aren’t there yet to say for certain that we’re over the hump and on the way out of recession. In their June 2008 issue of the Economic & Business Review, the U.S. Doti in presenting the national forecast to attendees of the university’s forecast update conference. “There’s As it has in times past, real estate has led this nation into recession, and it will lead us out as well — when the signs are there for a recovery. But a recession it is nonetheless.
www.foreclosurepulse.com
- Tuesday, December 16, 2008
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Realtors '07 Forecast Looks Promising for Future Foreclosure Activity
If California’s economic indicators stay at their present course, 2007 should be a very good year for investing and purchasing foreclosure properties at bargain prices. At Wednesday’s Opening Session of California Realtor EXPO 2006, Leslie Appleton-Young, Chief Economist for the California Association of Realtors, presented her housing forecast for next year , calling for the state’s median home price to drop for the first time in 10 years and the pace of home sales to continue to decrease. LONG BEACH, Calif. — The CAR forecast also calls for a 2 percent drop in the state’s
www.foreclosurepulse.com
- Tuesday, December 16, 2008
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Hold Onto Your Hat and Hat Rack
This law used to present no problem at all. In the present economic environment, evidence is mounting apparently that people who can’t keep up with their mortgage payments also can’t keep up with paying the monthly rent on their storage unit. There’s a warm wind swirling around this country right now, and it may just blow the hat off of your head…and take along with it everything else you own as well. This breeze that is gaining strength is yet the latest fallout from the foreclosure hurricane sweeping the nation.
www.foreclosurepulse.com
- Tuesday, December 16, 2008
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I'll Take Sour Cream and Chives
Just an FYI: in the upcoming 2008 presidential election, California will have 55 electoral votes, Florida 27, Michigan 17, Ohio 20 and Georgia 15. Edwards had to deflect some controversy last week as it was revealed that the former North Carolina senator reportedly has invested $16 million in a hedge fund involving subprime lenders that are presently foreclosing on homeowners in New Orleans after the devastation of Hurricane Katrina. No butter for me. Personally, I like my hot baked potato covered with sour cream and chives.
www.foreclosurepulse.com
- Tuesday, December 16, 2008
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