|
|
10 Articles match "Associated","Ideas","Sales"
|
The Latest from RealtyTrac
|
MORE
|
|
Don't Dump Investors
The idea that we can pick and choose among borrowers with toxic loans produces several false notions. Misconception No. Because when buyers look at recent home sales they do not distinguish between homes sold by owners and homes sold by investors, they merely look at sale prices. According to the National Association of Realtors, the median price of an existing home rose from $124,800 in 1998 to $201,100 as of January 2008. Don’t Dump Investors By Peter G. Miller When it comes to bailing out giant banks, huge
www.realtytrac.com
- Tuesday, February 3, 2009
The Government Goes After Loan Officers
Most investors who bought these securities,” says the SEC, “lacked the cash or income to do so, but were urged by their brokers to raise the money to pay for the purchases and the monthly payments required for these products by refinancing their fixed-rate mortgages into subprime adjustable-rate negative amortization mortgages.” According to the SECs complaint “each defendant was a mortgage broker as well as a registered representative and collected compensation from the mortgage refinancings as well as the sales of securities. In making the sales, the brokers allegedly misrepresented
www.realtytrac.com
- Tuesday, February 3, 2009
Option ARM Borrowers Running Out Of Time
Of all the mortgage ideas developed during the past few years, none tops the option ARM for sheer awfulness. For instance, to reduce down payment requirements borrowers could buy with "piggyback" financing, deals with a first loan equal to 80 percent of the purchase price and a second loan equal to 10 percent, 15 percent and even 20 percent of the sale value. In the end, the most likely solution will be loan modifications, new deals between option ARM borrowers and Option ARM Borrowers Running Out Of Time By Peter G. Miller Step
www.realtytrac.com
- Tuesday, February 3, 2009
|
-
|
The Best from RealtyTrac
|
MORE
|
-
Foreclosure Mortgage Loans - Estimating the Costs Involved - RealtyTrac
More than 1 million total properties including REO, For Sale by Owner, and Home Auctions! In a buyer’s market... Doing so will give them a good idea as to whether buying that particular property is even financially feasible for them. Foreclosure Mortgage Loans: Estimating the Costs Involved Search Properties | Free 7-Day Trial Search nearly 650,000 Foreclosure and Bank-Owned properties. it can be tempting to jump
www.realtytrac.com
- Tuesday, February 3, 2009
-
The Fed Rate Decision is Ongoing'
Does it mean that the nation’s real estate market’s bubble finally burst to such an extreme that they have no idea of when it might turn around? Even the National Association of Realtors, which originally thought the nation’s housing market would turn around significantly by year-end 2007, is pulling back a bit on its forecast , now calling for home sales to stabilize where they are this year, with noticeable improvement in sales activity by mid-2008. The Federal Reserve is starting to sound like a broken record. Oops!
www.foreclosurepulse.com
- Tuesday, December 16, 2008
-
New Poll: Buyers to Remain on the Fence
If the results of the latest Associated Press-AOL Money & Finance poll are any indication, prospective home buyers will be keeping their wallets closed and remain on the fence at least until the latest economic downturn blows over. For one, existing home sales — which went up in February — may be nothing more than a momentary blip on the radar screen. And that could be years down the road. A majority of those polled for the survey expressed pessimism over the nation’s housing contraction (as the Federal Reserve calls it) enough to not consider buying a home anytime soon.
www.foreclosurepulse.com
- Tuesday, December 16, 2008
-
Don't Dump Investors
The idea that we can pick and choose among borrowers with toxic loans produces several false notions. Misconception No. Because when buyers look at recent home sales they do not distinguish between homes sold by owners and homes sold by investors, they merely look at sale prices. According to the National Association of Realtors, the median price of an existing home rose from $124,800 in 1998 to $201,100 as of January 2008. Don’t Dump Investors By Peter G. Miller When it comes to bailing out giant banks, huge
www.realtytrac.com
- Tuesday, February 3, 2009
-
Stop Home Foreclosure
Your lender may agree to accept the sale as total satisfaction of your mortgage obligation even if the proceeds of the sale are less than the amount that you actually owe. This is called a short sale. The "as is” appraised value and the sale price should be least 70 percent to 80 percent of the unpaid principal balance of the home. How to Sell Your House Quickly When Facing Foreclosure By LaTonya S. Johnson If you are currently in foreclosure, strongly consider selling your property as a backup plan.
www.realtytrac.com
- Tuesday, February 3, 2009
-
Can "Appreciation Sharing" Solve The Mortgage Mess?
Usually you would look at the fees and charges associated with the HOPE program and think, well, yuck. In year two the percentage drops to 90 percent and if there’s a sale in year three the government gets 80 percent. In a similar sense, theres no reason why lenders today could not once-again borrow an idea the FHA is going to promote and popularize.” Relocating Risk What would it take to get investors back into the mortgage marketplace? Can “Appreciation Sharing” Solve The Mortgage Mess? By Peter G. Miller We’re about
www.realtytrac.com
- Tuesday, February 3, 2009
-
The Government Goes After Loan Officers
Most investors who bought these securities,” says the SEC, “lacked the cash or income to do so, but were urged by their brokers to raise the money to pay for the purchases and the monthly payments required for these products by refinancing their fixed-rate mortgages into subprime adjustable-rate negative amortization mortgages.” According to the SECs complaint “each defendant was a mortgage broker as well as a registered representative and collected compensation from the mortgage refinancings as well as the sales of securities. In making the sales, the brokers allegedly misrepresented
www.realtytrac.com
- Tuesday, February 3, 2009
-
National Registration For Loan Officers Becomes Reality
The sale of residential mortgages allows local lenders to have fresh capital which can then be used to originate more loans. Such public records can be found on state regulatory sites and at ARELLO.com , a site operated by the Association of Real Estate License Law Officials. A year ago the idea of a national registration system for loan officers was seen as politically impossible, yet now such a system will soon be up and running. National Registration For Loan Officers Becomes Reality By Peter G. Miller What do you
www.realtytrac.com
- Tuesday, February 3, 2009
-
Option ARM Borrowers Running Out Of Time
Of all the mortgage ideas developed during the past few years, none tops the option ARM for sheer awfulness. For instance, to reduce down payment requirements borrowers could buy with "piggyback" financing, deals with a first loan equal to 80 percent of the purchase price and a second loan equal to 10 percent, 15 percent and even 20 percent of the sale value. In the end, the most likely solution will be loan modifications, new deals between option ARM borrowers and Option ARM Borrowers Running Out Of Time By Peter G. Miller Step
www.realtytrac.com
- Tuesday, February 3, 2009
-
As Home Prices Plummet, When Will You Buy?
quot;I think this time residential housing is in the 100-year flood, and I think it's going to take a long time to recover," said David Shulman, senior economist at the UCLA Anderson Forecast , at the Zelman & Associates Housing Summit in Dallas on Sept. Any idea why we are having less foreclosure, auctions, REOs, but filing are trending higher?
www.foreclosurepulse.com
- Tuesday, December 16, 2008
|
|
|
