81 Articles match "Estate","Values"

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Don't Dump Investors
It appears everywhere and is never challenged, as if real estate investors are somehow disposable players in the foreclosure mess. However, none of these efforts are a silver bullet that will undo the excesses of the past years, nor are they designed to bail out real estate speculators or those who committed fraud during the mortgage process. Why is someone who invests in real estate a “speculator” while corporations that lose billions of dollars Don’t Dump Investors By Peter G. Miller    When it comes to bailing out giant
www.realtytrac.com - Tuesday, February 3, 2009
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The Government Goes After Loan Officers
That said, whats plain is that the SEC has opened a new front in the mortgage responsibility debate. Interstate Commerce At first it may seem odd that mortgages are a federal matter since loans are secured by real estate and nothing is more local than dirt. But both real estate and mortgages have been considered within the stream of interstate commerce for decades. The Government Goes After Loan Officers By Peter G. Miller    One of the most galling aspects of the mortgage meltdown is the sense that folks who made bad loans
www.realtytrac.com - Tuesday, February 3, 2009
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No Mortgage Meltdown For These Banks
percent loan-to-value ratio meaning that the borrower has put in cash or equity equal to 38.5 percent of the property’s value. Volatile real estate markets such as today support such prudence.” Even with such caution, Higgins says “still we aren’t protected in every instance where values can drop even more substantially.” As part of its share-the-risk philosophy, ING reduces borrower exposure by limiting financing choices. “We have NEVER offered option ARMs,” says Higgins. “We No Mortgage Meltdown For These Banks By Peter G. Miller  
www.realtytrac.com - Tuesday, February 3, 2009
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